Welcome to Protea Financial Services.

With more than 40 years of combined Financial Services experience, we are well placed to help you with all your Mortgage and Protection requirements. In addition we also provide Mortgage Capacity Reports for use at Court in divorce proceedings.

We have been catering for clients' Financial Services needs since 1994, and specialise in providing mortgage and protection advice. We make recommendations using the Whole of the Market, and we are fully regulated and directly authorised by the Financial Conduct Authority No. 954035.


We are a family run business with integrity as our cornerstone. We pride ourselves on our knowledge and experience, specifically within the mortgage and protection arena, as well as our role as expert witness in family law proceedings. Our business has grown over the years, and one of the main reasons for this growth has been clients referring friends and family, having had an excellent experience. This applies equally to clients and solicitors who have instructed us to produce Mortgage Capacity Reports. We are firmly in favour of the Collaborative Law process and are proud of our Resolution membership.

The Financial Conduct Authority do not regulate certain types of Buy To Let / Commercial Mortgages.

All loans are subject to a credit search, valuation and in some cases status enquiries by the lender.

A Protection plan will have no cash in value at any time, and will cease at the end of the term.

If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made.

The information contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Information contained on the website does not constitute advice and decisions should not be made based solely on the information on the website. Individual advice should be sought.

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Protea Financial Services (South East) Limited is authorised and regulated by the Financial Conduct Authority, Registration number 954035, in respect of mortgage and insurance mediation activities only. Details of which can be found by visiting www.fca.gov.uk. Protea Financial Services (South East) Limited is registered in England and Wales, company number 09393797. © Jacques Pienaar.